Approved McCulloch Online Defensive Driving and Insurance Reduction Courses

  • Texas Department of Licensing and Regulation (TDLR) Approved online defensive driving course
  • McCulloch County Ticket Dismissal and Insurance Reduction
  • $25 – lowest price in the State of Texas
  • Our 6-hour online driver safety course is a fun, interactive and easy way to dismiss a ticket and lower your insurance costs. It is fully approved by the TDLR for McCulloch County citation dismissal (TDLR Provider # CP021).
  • Once you complete this internet defensive driving course, we will ship your certificate of completion to you by regular US Mail free of charge. If you are in a hurry, you may also select any of our convenient expedited shipping methods through FedEx for an additional charge.
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McCulloch County Texas Defensive Driving Information

McCulloch Texas Traffic Violations

Without question, the best way to avoid the problems that come with a traffic ticket is simply to avoid violating the traffic laws.  Unfortunately, that is not always the situation we find ourselves in.  if you are pulled over in McCulloch Texas for violating a traffic law, you can expect to become the proud recipient of a traffic violation, courtesy of your McCulloch Texas law enforcement.

The citation you receive will have several pieces of important information on it.  First, it will provide you with a court date.  You will need this date in the event you wish to attend a Texas Education Agency (TEA) approved McCulloch Texas defensive driving course, dispute the ticket or if your violation is serious enough in nature that you are required to appear in court.  Also, if you are under 18, Texas law will usually require you to appear in court with your parents or legal guardian.

Second, the citation will provide you with contact information for the McCulloch Texas court handling your traffic violation.  No matter how you plan to handle your citation, you must call the McCulloch Texas court within ten days of being issued the citation, or risk heavier fines and penalties.  If you fail to call or show up in person to the McCulloch Texas court for long enough, a bench warrant will be put out for your arrest.  Do not let this happen.  Contact the McCulloch Texas court stated on your ticket immediately after being issued a citation.

When you contact the McCulloch Texas court, you will also find out how to pay your citation.  Counties differ within Texas so you should ask the McCulloch Texas court handling your ticket what payment methods are available and if you are eligible to attend a McCulloch Texas ticket dismissal course such as

McCulloch Texas Driver Responsibility Program

A fine is not all that comes along with your newly issued citation.  The state of Texas also operates the Driver Responsibility Program ("DRP").  The DRP is a monitoring program designed to track your Texas driving record and identify problem drivers based on their traffic history.

The DRP uses a relatively straightforward formula for assessing points against your TX driver record.  First, safety belt violations and violations for speeding less than 10% over the posted speed limit results in no additional points on your driving record.  Otherwise, all traffic violations result in two points being added to your record.  If the violation also caused an accident, you will receive a third point.

These points will appear on your Texas driver record if you are issued a citation outside the state of Texas as well, based on the same formula, as other states will notify the Texas Department of Public Safety, which oversees the DRP.

If your violation is severe, such as for driving under the influence, driving without a valid license or violating state automobile insurance mandates, the Department of Public Safety (DPS)will also levy on your annual fines, known as Conviction Based Surcharges.  These fines are significant (reaching as high as $2,000) and are imposed not once, but annually for each year the offense remains on your record-- a maximum of three years.  While it may be convenient to drive without a Texas driver license or a cheap solution to avoid car insurance payments, it is simply not worth it to have to pay in excess of $5,000 over several years, in addition to the initial violation fines, court costs and likely the cost to have your Texas driving privileges reinstated.

Suspension of Texas Driving Privileges

The points you accumulate through the Texas Driver Responsibility Program add up quickly.  If you incur just six points in three years-- one traffic violation per year-- the Texas Department of Public Safety will suspend your Texas driving privileges.  You can also face suspension if you avoid tallying too many points but are labeled as a "habitual offender."  McCulloch Texas drivers who incur four violations in two years or 7 in four years are considered habitual offenders by the state of Texas and face suspension of their Texas driving privileges.  If you are a juvenile driver under 18 years of age, your driving privileges can be revoked for just two traffic violations in a single year.  The violations counting toward a habitual offender moniker, just like points accumulation, include all out of state offenses that would have qualified had they been issued in McCulloch Texas.

The cost of having your driving privileges reinstated can be hefty and will pile on top of the fines for your most recent violation as well as the costs of appearing in court to defend yourself.  It is in your best interest and the best interests of your wallet that you avoid accumulating traffic violations on your Texas driver record.

McCulloch Texas Defensive Driving Programs

Should you find yourself in any of the precarious situations above, a McCulloch Texas defensive driving program may be able to help you avoid the unfortunate consequences.  The Texas Education Agency allows McCulloch Texas drivers to attend a McCulloch Texas driver safety program, including the McCulloch Texas online defensive driving courses offered by, in order to have up to one traffic violation per year expunged from their Texas Department of Public Safety driving record.  In order to receive this benefit, however, you must first receive permission from the McCulloch Texas court handling your violation when you call in or appear in court.  This permission is not guaranteed, however, and will likely be based on the cleanliness of your Texas driving record to date, as well as the severity of your most recent violation.  Also, if you have taken ten defensive driving programs and are back for your eleventh, a McCulloch Texas court may feel that you need a different form of rehabilitation in order to improve your safe driving habits.

However, most often you will be given an opportunity to have the violation removed from your Texas driver record.  If you are given such an opportunity, a McCulloch Texas internet driver safety or McCulloch Texas internet driver improvement program will not only remove the violation from your record, but will also eliminate the points that would have attached to your record as a result of your guilty plea or conviction.  These benefits come in addition to the considerable costs you will avoid by not being labeled a habitual offender or having your Texas drivers license temporarily suspended.

McCulloch Texas Insurance Discounts

A McCulloch Texas driver has much to gain by keeping a clean driving record through participation in a McCulloch Texas online driver safety program such as those offered by, beyond simply avoiding a suspended license.  Online McCulloch Texas defensive driving programs teach valuable safe driving techniques and foster defensive driving habits that will help you avoid your next traffic violation.  Additionally, in the event you find yourself incurring a traffic violation in the future, a McCulloch Texas court is much more likely to offer you a chance to have that violation wiped when your Texas driver record is clean and you have shown yourself to be committed to safe driving by enrolling in a McCulloch Texas online defensive driving program like offers many forms of home-study Texas defensive driving courses, including McCulloch Texas online defensive driving, McCulloch Texas DVD video defensive driving and McCulloch Texas streaming video defensive driving which can be viewed on your home computer.

A clean Texas driving record also keep you eligible for up to a 10% insurance reduction.  Insurance providers base the premiums you pay on your McCulloch Texas driving experience and your history of traffic violation.  Texas law protects you as an insurance owner from having your rates raised each time you pay a traffic ticket.  However, McCulloch Texas insurance carriers are not entitled to cover you if you show yourself to be a habitually bad driver.  Also, after three citations you insurance carrier is allowed by law to cancel your coverage immediately.  If that happens, it is highly unlikely that your next carrier will offer you a low or moderate price.  Keeping your driving record clean and having the experience of completing a McCulloch Texas online defensive driving program will help you avoid costly hikes in your insurance coverage.

McCulloch Texas Mature Driver and McCulloch Texas Juvenile Driver Insurance Discounts

McCulloch Texas drivers over the age of 55 and juvenile drivers under the age of 18 have an added incentive to enroll in a McCulloch Texas online defensive driving program:  insurance discounts.  To promote safe driving, most auto insurers provide additional discounts to both older and younger Texas drivers.  If you are a driver under the age of 18 or a parents of a juvenile driver, or you are a mature driver of the age of 55, contact your auto insurance provider to find out if an online driver safety program will help you secure an insurance reduction even before any accident or traffic violation has occurred.  This active approach may not just result in lower premiums now, but help keep them low in the event of a future traffic citation.

McCulloch Texas Classroom Driver Safety Schools

Some people prefer learning in a traditional classroom setting to the ease of taking a McCulloch Texas defensive driving program from the comfort of their own home.  If you would like to participate in a driver safety program to help lower your  insurance costs, to remove a traffic violation from your Texas driving record or because you were ordered to do so by a McCulloch Texas court, you should ask the McCulloch Texas court overseeing your citation and they will be happy to provide you with a list of brick and mortar traffic schools  in and around McCulloch Texas when you call into discuss your citation.


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Customer Reviews

This Texas online defensive driving course is very informational. A great refresher course. I believe all drivers should be required to take the course by Texas state law. It would help drastically in the region I live in. It's very clear most drivers don't understand the etiquette and laws of the road.

-"J. Drube"

Thanks guys for setting up this amazing web site. I had a great learning experience with my online defensive driving class, I will definitely recommend you guys to my friends.

-"J. Gomez"

Despite not looking forward to taking the Texas Online Defensive Driving Course I actually found it to be easy and quick. Thanks for making the process so easy. I am not so great with computers as I am from a different generation LOL but the whole process was very simple, which is more than I can say for other website programs I have used.

-"G. Salazar"

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Frequently Asked Questions

Does have a select method of payment for taking its McCulloch Texas defensive driving online class/driver improvement online class?

The two (2) ways you can pay for taking’s McCulloch Texas defensive driving online class with a credit card or with an online check. Payment must be received prior to your starting the class.

After I finish the McCulloch Texas online defensive driving course, how will get my completion certificate to me?
After you complete's McCulloch Texas online defensive driving course or online driver safety course, we will mail your certificate of completion to you at no charge.  Or, if you prefer, you may opt to use expedited shipping through FedEx.  Please know that is unable to send completion certificates via e-mail or fax.
How does protect confidential information such as credit card numbers, etc. that customers enter into its website?

Protecting our customers’ personal information is of utmost importance to, which is why we safeguard all credit card information, addresses, and other private information our customers provide to us with SSL encryption. When you take’s McCulloch Texas internet defensive driving/driver safety/insurance reduction course, you don’t have to worry about your personal information or identity being compromised in any way.

I’m going to register for's McCulloch Texas DVD defensive driving course or's McCulloch Texas streaming video course or's McCulloch Texas online traffic school course or's McCulloch Texas online defensive driving course How much cash will I need to hand out?
The fee for’s McCulloch Texas online defensive driving course is $25.00,  which is the minimum allowable price per McCulloch Texas state law.  The price may also vary by format, and it may cost a little extra if you choose to take the McCulloch Texas defensive driving video (DVD) course or the McCulloch Texas defensive driving streaming video course.
After I sign up and pay for's McCulloch Texas online driver improvement/defensive driving class, what exactly will I need to do to complete the class and have my ticket dismissed?'s McCulloch Texas defensive driving course is offered online, so you will need a computer with internet access to take the course.  Unlike taking McCulloch Texas defensive driving in a classroom setting, taking it online gives you the freedom to stop and start as often as you want to as you work through the course.

Our McCulloch Texas defensive driving online course is separated into different chapters, with each concluding with a short multiple-choice quiz.  These chapter quizzes are designed to help you get ready for the final exam, which you will take at the end of the course.  Once you pass the final exam, will issue you a completion certificate which will be sent to you (per the shipping method you selected at the time of registration).  Your certificate will be positive proof that you successfully complete the McCulloch Texas defensive driving online course.

Would my car insurance premium be reduced if I were to take's internet defensive driving class or internet insurance reduction class?
Generally, the answer is yes.  However, we always advise that you talk with your local McCulloch Texas insurance agent before taking's internet defensive driving or internet driver safety or internet insurance reduction course.  Many McCulloch Texas insurance carriers nevertheless do offer reductions on car insurance premiums to policyholders who take and pass a Texas Department of Licensing and Regulation (TDLR)-approved defensive driving or driver safety class,'s internet course is TDLR-certified, and as a matter of fact, customers who successfully complete our McCulloch Texas internet defensive driving/driver safety/insurance reduction class for ticket dismissal actually receive a second copy of their completion certificate to give to their insurance agent.
Is there any way I can take the McCulloch Texas defensive driving course offers over the internet on several different computers as I work through it?

With, you are free to take the McCulloch Texas defensive driving internet course on multiple computers, provided that each computer you use has the necessary flash and browser requirements.’s system will scan any computer you log on to for the first time to verify that the required software is installed.

Is there any requirement that I complete your McCulloch Texas online ticket dismissal course, McCulloch Texas online insurance reduction, or McCulloch Texas online defensive driving course all at once?

No.  It is not required that you complete the McCulloch Texas online driver safety course all at one time.  You are allowed to start and stop the McCulloch Texas online driver improvement course as often as necessary.   That's the great thing about internet defensive driving at, you set the schedule!

I’ll soon be done with the McCulloch Texas online defensive driving course or the  McCulloch Texas or the streaming defensive driving video or the McCulloch Texas driver improvement course or the McCulloch Texas video traffic school course course. How will your employees get my certificate to my house?

When you get done with the McCulloch Texas online defensive driving course or the  McCulloch Texas or the streaming defensive driving video or the McCulloch Texas driver improvement course or the McCulloch Texas video traffic school course, your certificate of completion will be mailed to your home address.

What happens for people who want to take the McCulloch Texas defensive driving/driver safety course online, but are unable to read large portions of text?

In accordance with the Americans with Disabilities Act (ADA), offers a read-along option to customers who have disabilities in reading, visual impairments, or for whatever reason have difficulty reading large amounts of text. With read-along, a recorded narrator’s voice reads the course’s text out loud as you follow the online text along on your computer screen. Also,’s online defensive driving/driver safety course includes numerous multi-media elements such as interactive videos, animations, and various graphics to help break-up the text and improve the overall quality of the course.

I got a stupid ticket recently and want it wiped off my record. The court said they’ll dismiss the ticket if I take an officially-recognized defensive driving course. However, is’s online defensive driving course acceptable in McCulloch Texas ? I have to make sure that offers a legitimate defensive driving course.

Yes,’s online defensive driving course is fully-accredited in the State of McCulloch Texas for ticket dismissal and whichever McCulloch Texas court you are dealing with will dismiss your ticket once you provide them with your completion certificate you’ll receive from after you have passed the online defensive driving course.

What’s the number of times I’m permitted to have a ticket dismissed by taking the McCulloch Texas online defensive driving/driver safety course?

McCulloch Texas law allows you one (1) ticket dismissal every twelve (12) months. If you are uncertain as to when you last took a McCulloch Texas defensive driving course, please contact your local McCulloch Texas traffic court to review your records.

Will the quizzes impact my overall performance in the McCulloch Texas online defensive driving/driver safety class?

No. The chapter/section quizzes are merely designed to assist you in getting ready for the course’s final exam, which you will need to successfully complete at the end of the McCulloch Texas defensive driving/driver safety/insurance reduction course.

Would the McCulloch Texas traffic school course your company offers online get my insurance reduced the same as the McCulloch Texas traffic school weekend class would?

Taking's McCulloch Texas online traffic school course will give you the same credit as if you were to take McCulloch Texas traffic school course in a classroom setting.  However, we recommend that you check with your McCulloch Texas agent to make sure your insurance company will accept it.

Would taking the McCulloch Texas defensive driving course or ticket dismissal course online enable me to get several tickets I've recently received wiped off my record?
No.  The Texas Education Agency (T.E.A.) only allows defendants one (1) ticket dismissal per 12-month period by taking a McCulloch Texas defensive driving/ticket dismissal course offered by or some other T.E.A.-certified traffic school company.  If you have taken a McCulloch Texas defensive driving course within the last 12 months or are not certain exactly when you last took ticket dismissal course in McCulloch Texas, you should order a copy of your Texas Driver Record or ask the McCulloch Texas traffic court if you currently qualify to take defensive driving.  If you do qualify, you may register to take's McCulloch Texas online defensive driving/ticket dismissal course to have one (1) ticket thrown out, but you cannot have multiple tickets dismissed by taking our online course.
Does your staff need to authenticate my identity when I take the McCulloch Texas online defensive driving class/online ticket dismissal class and if so, what information will I need to provide? will need to verify your identity when you take our McCulloch Texas online defensive driving course. We do this by pulling questions from your driver record on file with the Texas DPS as well as from your vehicle registration which is filed with the Texas DOT.

If you do not have both a driver record and a registered vehicle on file with the State of Texas, you will need to provide a signed and notarized Statement of Assurance. In addition, you will be asked personal questions you will need to answer as you work through the McCulloch Texas online defensive driving course.

Online defensive driving and online traffic school courses also offered in these counties:

Anderson County Donley County Kaufman County Reagan County
Andrews County Duval County Kendall County Real County
Angelina County Eastland County Kenedy County Red River County
Aransas County Ector County Kent County Reeves County
Archer County Edwards County Kerr County Refugio County
Armstrong County El Paso County Kimble County Roberts County
Atascosa County Ellis County King County Robertson County
Austin County Erath County Kinney County Rockwall County
Bailey County Falls County Kleberg County Runnels County
Bandera County Fannin County Knox County Rusk County
Bastrop County Fayette County La Salle County Sabine County
Baylor County Fisher County Lamar County San Augustine County
Bee County Floyd County Lamb County San Jacinto County
Bell County Foard County Lampasas County San Patricio County
Bexar County Fort Bend County Lavaca County San Saba County
Blanco County Franklin County Lee County Schleicher County
Borden County Freestone County Leon County Scurry County
Bosque County Frio County Liberty County Shackelford County
Bowie County Gaines County Limestone County Shelby County
Brazoria County Galveston County Lipscomb County Sherman County
Brazos County Garza County Live Oak County Smith County
Brewster County Gillespie County Llano County Somervell County
Briscoe County Glasscock County Loving County Starr County
Brooks County Goliad County Lubbock County Stephens County
Brown County Gonzales County Lynn County Sterling County
Burleson County Gray County Madison County Stonewall County
Burnet County Grayson County Marion County Sutton County
Caldwell County Gregg County Martin County Swisher County
Calhoun County Grimes County Mason County Tarrant County
Callahan County Guadalupe County Matagorda County Taylor County
Cameron County Hale County Maverick County Terrell County
Camp County Hall County McCulloch County Terry County
Carson County Hamilton County McLennan County Throckmorton County
Cass County Hansford County McMullen County Titus County
Castro County Hardeman County Medina County Tom Green County
Chambers County Hardin County Menard County Travis County
Cherokee County Harris County Midland County Trinity County
Childress County Harrison County Milam County Tyler County
Clay County Hartley County Mills County Upshur County
Cochran County Haskell County Mitchell County Upton County
Coke County Hays County Montague County Uvalde County
Coleman County Hemphill County Montgomery County Val Verde County
Collin County Henderson County Moore County Van Zandt County
Collingsworth County Hidalgo County Morris County Victoria County
Colorado County Hill County Motley County Walker County
Comal County Hockley County Municipal Judge City of Clyde County Waller County
Comanche County Hood County Nacogdoches County Ward County
Concho County Hopkins County Navarro County Washington County
Cooke County Houston County Newton County Webb County
Coryell County Howard County Nolan County Wharton County
Cottle County Hudspeth County Nueces County Wheeler County
Crane County Hunt County Ochiltree County Wichita County
Crockett County Hutchinson County Oldham County Wilbarger County
Crosby County Irion County Orange County Willacy County
Culberson County Jack County Palo Pinto County Williamson County
Dallam County Jackson County Panola County Wilson County
Dallas County Jasper County Parker County Winkler County
Dawson County Jeff Davis County Parmer County Wise County
De Witt County Jefferson County Pecos County Wood County
Deaf Smith County Jim Hogg County Polk County Yoakum County
Delta County Jim Wells County Potter County Young County
Denton County Johnson County Presidio County Zapata County
Dickens County Jones County Rains County Zavala County
Dimmit County Karnes County Randall County

Online defensive driving and online traffic school courses also offered in these courts:

Justice of the Peace Countywide Municipal Judge, City of Brady is not affiliated with any of the following defensive driving schools: Martinez Driving School, Courtesy Driving School - North/West, Inc., License to Laugh Comedy Defensive Driving, McAllen Defensive Driving School, Defensive Driving, Roadworthy Driving Academy Inc., On The Road Again Defensive Driving School, AAA Security Driving Academy.