Approved Stephens Online Defensive Driving and Insurance Reduction Courses

  • Texas Department of Licensing and Regulation (TDLR) Approved online defensive driving course
  • Stephens County Ticket Dismissal and Insurance Reduction
  • $25 – lowest price in the State of Texas
  • Our 6-hour online driver safety course is a fun, interactive and easy way to dismiss a ticket and lower your insurance costs. It is fully approved by the TDLR for Stephens County citation dismissal (TDLR Provider # CP021).
  • Once you complete this internet defensive driving course, we will ship your certificate of completion to you by regular US Mail free of charge. If you are in a hurry, you may also select any of our convenient expedited shipping methods through FedEx for an additional charge.
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Stephens County Texas Defensive Driving Information

Stephens Texas Traffic Violations

Without question, the best way to avoid the problems that come with a traffic ticket is simply to avoid violating the traffic laws.  Unfortunately, that is not always the situation we find ourselves in.  if you are pulled over in Stephens Texas for violating a traffic law, you can expect to become the proud recipient of a traffic violation, courtesy of your Stephens Texas law enforcement.

The citation you receive will have several pieces of important information on it.  First, it will provide you with a court date.  You will need this date in the event you wish to attend a Texas Education Agency (TEA) approved Stephens Texas defensive driving course, dispute the ticket or if your violation is serious enough in nature that you are required to appear in court.  Also, if you are under 18, Texas law will usually require you to appear in court with your parents or legal guardian.

Second, the citation will provide you with contact information for the Stephens Texas court handling your traffic violation.  No matter how you plan to handle your citation, you must call the Stephens Texas court within ten days of being issued the citation, or risk heavier fines and penalties.  If you fail to call or show up in person to the Stephens Texas court for long enough, a bench warrant will be put out for your arrest.  Do not let this happen.  Contact the Stephens Texas court stated on your ticket immediately after being issued a citation.

When you contact the Stephens Texas court, you will also find out how to pay your citation.  Counties differ within Texas so you should ask the Stephens Texas court handling your ticket what payment methods are available and if you are eligible to attend a Stephens Texas ticket dismissal course such as GetDefensive.com.

Stephens Texas Driver Responsibility Program

A fine is not all that comes along with your newly issued citation.  The state of Texas also operates the Driver Responsibility Program ("DRP").  The DRP is a monitoring program designed to track your Texas driving record and identify problem drivers based on their traffic history.

The DRP uses a relatively straightforward formula for assessing points against your TX driver record.  First, safety belt violations and violations for speeding less than 10% over the posted speed limit results in no additional points on your driving record.  Otherwise, all traffic violations result in two points being added to your record.  If the violation also caused an accident, you will receive a third point.

These points will appear on your Texas driver record if you are issued a citation outside the state of Texas as well, based on the same formula, as other states will notify the Texas Department of Public Safety, which oversees the DRP.

If your violation is severe, such as for driving under the influence, driving without a valid license or violating state automobile insurance mandates, the Department of Public Safety (DPS)will also levy on your annual fines, known as Conviction Based Surcharges.  These fines are significant (reaching as high as $2,000) and are imposed not once, but annually for each year the offense remains on your record-- a maximum of three years.  While it may be convenient to drive without a Texas driver license or a cheap solution to avoid car insurance payments, it is simply not worth it to have to pay in excess of $5,000 over several years, in addition to the initial violation fines, court costs and likely the cost to have your Texas driving privileges reinstated.

Suspension of Texas Driving Privileges

The points you accumulate through the Texas Driver Responsibility Program add up quickly.  If you incur just six points in three years-- one traffic violation per year-- the Texas Department of Public Safety will suspend your Texas driving privileges.  You can also face suspension if you avoid tallying too many points but are labeled as a "habitual offender."  Stephens Texas drivers who incur four violations in two years or 7 in four years are considered habitual offenders by the state of Texas and face suspension of their Texas driving privileges.  If you are a juvenile driver under 18 years of age, your driving privileges can be revoked for just two traffic violations in a single year.  The violations counting toward a habitual offender moniker, just like points accumulation, include all out of state offenses that would have qualified had they been issued in Stephens Texas.

The cost of having your driving privileges reinstated can be hefty and will pile on top of the fines for your most recent violation as well as the costs of appearing in court to defend yourself.  It is in your best interest and the best interests of your wallet that you avoid accumulating traffic violations on your Texas driver record.

Stephens Texas Defensive Driving Programs

Should you find yourself in any of the precarious situations above, a Stephens Texas defensive driving program may be able to help you avoid the unfortunate consequences.  The Texas Education Agency allows Stephens Texas drivers to attend a Stephens Texas driver safety program, including the Stephens Texas online defensive driving courses offered by Getdefensive.com, in order to have up to one traffic violation per year expunged from their Texas Department of Public Safety driving record.  In order to receive this benefit, however, you must first receive permission from the Stephens Texas court handling your violation when you call in or appear in court.  This permission is not guaranteed, however, and will likely be based on the cleanliness of your Texas driving record to date, as well as the severity of your most recent violation.  Also, if you have taken ten defensive driving programs and are back for your eleventh, a Stephens Texas court may feel that you need a different form of rehabilitation in order to improve your safe driving habits.

However, most often you will be given an opportunity to have the violation removed from your Texas driver record.  If you are given such an opportunity, a Stephens Texas internet driver safety or Stephens Texas internet driver improvement program will not only remove the violation from your record, but will also eliminate the points that would have attached to your record as a result of your guilty plea or conviction.  These benefits come in addition to the considerable costs you will avoid by not being labeled a habitual offender or having your Texas drivers license temporarily suspended.

Stephens Texas Insurance Discounts

A Stephens Texas driver has much to gain by keeping a clean driving record through participation in a Stephens Texas online driver safety program such as those offered by Getdefensive.com, beyond simply avoiding a suspended license.  Online Stephens Texas defensive driving programs teach valuable safe driving techniques and foster defensive driving habits that will help you avoid your next traffic violation.  Additionally, in the event you find yourself incurring a traffic violation in the future, a Stephens Texas court is much more likely to offer you a chance to have that violation wiped when your Texas driver record is clean and you have shown yourself to be committed to safe driving by enrolling in a Stephens Texas online defensive driving program like Getdefensive.comGetdefensive.com offers many forms of home-study Texas defensive driving courses, including Stephens Texas online defensive driving, Stephens Texas DVD video defensive driving and Stephens Texas streaming video defensive driving which can be viewed on your home computer.

A clean Texas driving record also keep you eligible for up to a 10% insurance reduction.  Insurance providers base the premiums you pay on your Stephens Texas driving experience and your history of traffic violation.  Texas law protects you as an insurance owner from having your rates raised each time you pay a traffic ticket.  However, Stephens Texas insurance carriers are not entitled to cover you if you show yourself to be a habitually bad driver.  Also, after three citations you insurance carrier is allowed by law to cancel your coverage immediately.  If that happens, it is highly unlikely that your next carrier will offer you a low or moderate price.  Keeping your driving record clean and having the experience of completing a Stephens Texas online defensive driving program will help you avoid costly hikes in your insurance coverage.

Stephens Texas Mature Driver and Stephens Texas Juvenile Driver Insurance Discounts

Stephens Texas drivers over the age of 55 and juvenile drivers under the age of 18 have an added incentive to enroll in a Stephens Texas online defensive driving program:  insurance discounts.  To promote safe driving, most auto insurers provide additional discounts to both older and younger Texas drivers.  If you are a driver under the age of 18 or a parents of a juvenile driver, or you are a mature driver of the age of 55, contact your auto insurance provider to find out if an online driver safety program will help you secure an insurance reduction even before any accident or traffic violation has occurred.  This active approach may not just result in lower premiums now, but help keep them low in the event of a future traffic citation.

Stephens Texas Classroom Driver Safety Schools

Some people prefer learning in a traditional classroom setting to the ease of taking a Stephens Texas defensive driving program from the comfort of their own home.  If you would like to participate in a driver safety program to help lower your  insurance costs, to remove a traffic violation from your Texas driving record or because you were ordered to do so by a Stephens Texas court, you should ask the Stephens Texas court overseeing your citation and they will be happy to provide you with a list of brick and mortar traffic schools  in and around Stephens Texas when you call into discuss your citation.

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Customer Reviews

This Texas online defensive driving course is very informational. A great refresher course. I believe all drivers should be required to take the course by Texas state law. It would help drastically in the region I live in. It's very clear most drivers don't understand the etiquette and laws of the road.

-"J. Drube"

Thanks guys for setting up this amazing web site. I had a great learning experience with my online defensive driving class, I will definitely recommend you guys to my friends.

-"J. Gomez"

Despite not looking forward to taking the Texas Online Defensive Driving Course I actually found it to be easy and quick. Thanks for making the process so easy. I am not so great with computers as I am from a different generation LOL but the whole process was very simple, which is more than I can say for other website programs I have used.

-"G. Salazar"

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Frequently Asked Questions

How can I pay for my GetDefensive.com Stephens Texas online defensive driving course?

The GetDefensive.com Stephens Texas online driver improvement course will accept payment in the form of credit card or online check.  Payment must be received prior to starting the Stephens Texas defensive driving course.

Do I need to do anything to get my certificate after I'm done with the GetDefensive.com Stephens Texas internet defensive driving class or driver safety class?
Once you have passed the GetDefensive.com Stephens Texas internet defensive driving class, your certificate of completion will be promptly sent out via regular mail.  However, if you are in a hurry to receive it, you may choose to have it delivered by FedEx.  Please note that GetDefensive.com is unable to send completion certificates by email or fax.

 

 

If I enter my credit card information into your website, how will I know it will be kept safe?

When you register to take GetDefensive.com’s Stephens Texas online defensive driving course or driver safety course or insurance reduction course, your credit card number and other personal information you provide is protected by SSL encryption, so you can rest assured that your information will not be compromised. Protecting your personal identity is our top priority.

Is there a registration fee when I sign up for GetDefensive.com’s Stephens Texas streaming video course or GetDefensive.com’s Stephens Texas DVD defensive driving course or GetDefensive.com’s Stephens Texas online defensive driving course or GetDefensive.com’s Stephens Texas online traffic school course?
GetDefensive.com offers the Stephens Texas defensive driving course. The fee for taking our online defensive driving course is $25.00, which may vary by format. Please know that the fee may be a little higher if you choose to take the Stephens Texas defensive driving video (DVD) course or the Stephens Texas defensive driving streaming video course. $25.00 is the minimum allowable price for our course under Stephens Texas state law, and it covers regular shipping of your completion certificate.
What's the standard ritual for taking the GetDefensive.com Stephens Texas online defensive driving/driver safety class and getting my certificate?

The Stephens Texas defensive driving class offered by GetDefensive.com is an online class which may be taken on any computer with internet access.  As you work through the class, you have the option of stopping as much you want to, and then picking up from wherever you previously left off. 

GetDefensive.com's Stephens Texas defensive driving online class is divided into several chapters, each one concluding with a short, multiple-choice quiz, which is designed to help you get ready for the final exam at the end of the class.  Once you finish the entire class and pass the final exam, GetDefensive.com will send you a Stephens Texas completion certificate which will be shipped using whichever method you selected when you first registered to take the GetDefensive.com Stephens Texas defensive driving online class.

Would taking the Stephens Texas defensive driving course or driver safety course GetDefensive.com offers over the internet save me money on my auto insurance?
Most often yes, but we always recommend that you check with your local insurance representative in Stephens Texas before taking GetDefensive.com's online defensive driving/insurance reduction course.  Many insurance carriers in Stephens Texas offer up to a 10% discount to policyholders who successfully complete GetDefensive.com's online course or any Stephens Texas defensive driving/driver safety/insurance reduction course which is certified by the Texas Education Agency (TEA).  As a matter of fact, GetDefensive.com automatically gives two (2) copies of completion certificates to its customers who take and pass our Stephens Texas online course for ticket dismissal--one to give to the court, and the other to give to his or her insurance agent.
Can I take some of the GetDefensive.com Stephens Texas online defensive driving course on my desktop and some on my laptop or do I have to take the whole thing on the same computer?

It is not necessary to take the whole GetDefensive.com Stephens Texas online defensive driving course on one (1) computer. However, whichever computer(s) you use will need to have the appropriate flash and browser installed so that GetDefensive.com’s website will display properly. GetDefensive.com automatically checks any computer you log in on to make certain the computer has the required software for GetDefensive.com’s website to operate correctly.

How long will it take to finish the Stephens Texas defensive driving course/traffic school course which GetDefensive.com offers via the internet? How can I or anyone finish it in one session?

The entire GetDefensive.com Stephens Texas online defensive driving course can normally be completed in less than half a day, however you are certainly not required to finish the whole class all at once. You are permitted to stop and start as often as you wish until you complete the GetDefensive.com Stephens Texas online defensive driving course.

I’m taking the Stephens Texas driver improvement course or the Stephens Texas video traffic school course or the Stephens Texas online defensive driving course or the Stephens Texas streaming defensive driving video course to get a ticket off my record. After the course is over, are you guys going to mail me a diploma to show the judge?

Upon your completion of the Stephens Texas driver improvement course or the Stephens Texas video traffic school course or the Stephens Texas online defensive driving course or the Stephens Texas streaming defensive driving video course, GetDefensive.com will send your certificate of completion to your home or business address via standard U.S. mail (or for an additional fee, you may request that it be sent to you via FedEx). It will be your responsibility to present your certificate to the court.

Does GetDefensive.com offer any Stephens Texas defensive driving course options for those customers who may have difficulty reading large amounts of text?

The GetDefensive.com Stephens Texas online defensive driving course contains interactive videos, animations, graphics and other multi-media elements to help break up the course text; however, if you have difficulty reading large amounts of text we recommend that you order our "read along" Stephens Texas driver improvement course option.  When you order read along, the course will be read aloud by a narrator as you follow along with the online text.  The Stephens Texas internet defensive driving course read along feature qualifies as an ADA compliant resource as it assists people with learning disabilities or visual impairments in taking our Stephens Texas defensive driving program.

I see that GetDefensive.com is based in Stephens Texas, but I live in ?(different)location?. So does this mean that GetDefensive.com’s driver improvement/defensive driving course offered over the internet would not be valid in ?(different) location? and it wouldn’t get my ticket quashed? Or is your online driver safety/online defensive driving course accredited here in Stephens Texas ?

GetDefensive.com’s online defensive driving course is 100% approved by every court in Stephens Texas, so we can certainly help you if your ticket is eligible for dismissal. You will need to complete your defensive driving course within the set period of time your court gives you in order to have your ticket dismissed.

Would I be eligible to take the Stephens Texas online defensive driving course GetDefensive.com offers to get a ticket dismissed if I’ve gone to a Stephens Texas defensive driving course within the last twelve (12) months?

In Stephens Texas, you are limited to only one (1) ticket dismissal every twelve (12)-month period. If you already had a ticket dismissed within the last 12 months, you would not be eligible to take GetDefensive.com's Stephens Texas, defensive driving course online at this time. If you’re not sure if you took a Stephens Texas defensive driving course within the past 12 months, we encourage you to contact the Stephens Texas traffic court to review your records and determine your eligibility for ticket dismissal.

Are the quizzes which appear throughout GetDefensive.com’s Stephens Texas online defensive driving/insurance reduction class also graded and scored, the same as the final test is?

No, the chapter/section quizzes only help to get you prepared to take the final exam at the end of the course. The quizzes themselves will not affect your overall course score.

Is there any way I can take the Stephens Texas defensive driving course or traffic school course at home on my computer and still get the same points I would if I were to take the Stephens Texas defensive driving course or traffic school course in a classroom?

You bet! GetDefensive.com offers the Stephens Texas traffic school course online so you can take the course at your convenience in the comfort of your own home (provided you have a computer with internet access)!

Would taking the GetDefensive.com Stephens Texas defensive driving/driver improvement/driver safety class suffice for getting multiple tickets stricken from my record?
You are only able to have one (1) ticket dismissed by taking a Texas Education Agency (T.E.A.)-approved Stephens Texas defensive driving class within a 12-month period according to regulations set forth by the Texas Education Agency (T.E.A.).  If you have multiple traffic tickets and have not taken a defensive driving class within the last 12 months, you will be able to take GetDefensive.com's online defensive driving/driver improvement/driver safety class to have one (1) ticket dismissed, but you cannot have more than one removed from your record.  If you have taken defensive driving within the last 12 months or if you're not sure if when you last took a T.E.A.-certified driver safety class, we suggest you order a copy of your Texas Driver Record or check with the Stephens Texas traffic court to see if you are eligible to take a defensive driving/ticket dismissal class at this time.
Will GetDefensive.com need to verify my identity when I take GetDefensive.com’s Stephens Texas defensive driving course online, and if so, what will I need to provide to GetDefensive.com’s staff?

Yes.  The State of Texas requires us to verify your identity in one of the following two ways:

1) GetDefensive.com will pull questions from your Texas Dept. of Public Safety (DPS)driver record as well as from your vehicle registration with the Texas Dept. of Transportation (DOT).

2) If, however, you do not have both a Texas Driver Record and a Texas- registered vehicle, you will be required to submit a signed and notarized Statement of Assurance.  You will also be asked personal questions throughout the Stephens Texas online defensive driving course to ensure that you are the only one taking the course. 

Online defensive driving and online traffic school courses also offered in these counties:

Anderson County Donley County Kaufman County Reagan County
Andrews County Duval County Kendall County Real County
Angelina County Eastland County Kenedy County Red River County
Aransas County Ector County Kent County Reeves County
Archer County Edwards County Kerr County Refugio County
Armstrong County El Paso County Kimble County Roberts County
Atascosa County Ellis County King County Robertson County
Austin County Erath County Kinney County Rockwall County
Bailey County Falls County Kleberg County Runnels County
Bandera County Fannin County Knox County Rusk County
Bastrop County Fayette County La Salle County Sabine County
Baylor County Fisher County Lamar County San Augustine County
Bee County Floyd County Lamb County San Jacinto County
Bell County Foard County Lampasas County San Patricio County
Bexar County Fort Bend County Lavaca County San Saba County
Blanco County Franklin County Lee County Schleicher County
Borden County Freestone County Leon County Scurry County
Bosque County Frio County Liberty County Shackelford County
Bowie County Gaines County Limestone County Shelby County
Brazoria County Galveston County Lipscomb County Sherman County
Brazos County Garza County Live Oak County Smith County
Brewster County Gillespie County Llano County Somervell County
Briscoe County Glasscock County Loving County Starr County
Brooks County Goliad County Lubbock County Stephens County
Brown County Gonzales County Lynn County Sterling County
Burleson County Gray County Madison County Stonewall County
Burnet County Grayson County Marion County Sutton County
Caldwell County Gregg County Martin County Swisher County
Calhoun County Grimes County Mason County Tarrant County
Callahan County Guadalupe County Matagorda County Taylor County
Cameron County Hale County Maverick County Terrell County
Camp County Hall County McCulloch County Terry County
Carson County Hamilton County McLennan County Throckmorton County
Cass County Hansford County McMullen County Titus County
Castro County Hardeman County Medina County Tom Green County
Chambers County Hardin County Menard County Travis County
Cherokee County Harris County Midland County Trinity County
Childress County Harrison County Milam County Tyler County
Clay County Hartley County Mills County Upshur County
Cochran County Haskell County Mitchell County Upton County
Coke County Hays County Montague County Uvalde County
Coleman County Hemphill County Montgomery County Val Verde County
Collin County Henderson County Moore County Van Zandt County
Collingsworth County Hidalgo County Morris County Victoria County
Colorado County Hill County Motley County Walker County
Comal County Hockley County Municipal Judge City of Clyde County Waller County
Comanche County Hood County Nacogdoches County Ward County
Concho County Hopkins County Navarro County Washington County
Cooke County Houston County Newton County Webb County
Coryell County Howard County Nolan County Wharton County
Cottle County Hudspeth County Nueces County Wheeler County
Crane County Hunt County Ochiltree County Wichita County
Crockett County Hutchinson County Oldham County Wilbarger County
Crosby County Irion County Orange County Willacy County
Culberson County Jack County Palo Pinto County Williamson County
Dallam County Jackson County Panola County Wilson County
Dallas County Jasper County Parker County Winkler County
Dawson County Jeff Davis County Parmer County Wise County
De Witt County Jefferson County Pecos County Wood County
Deaf Smith County Jim Hogg County Polk County Yoakum County
Delta County Jim Wells County Potter County Young County
Denton County Johnson County Presidio County Zapata County
Dickens County Jones County Rains County Zavala County
Dimmit County Karnes County Randall County

Online defensive driving and online traffic school courses also offered in these courts:

Justice of the Peace Countywide Municipal Judge, City of Breckenridge

GetDefensive.com is not affiliated with any of the following defensive driving schools: A Approved Defensive Driving School, Pronto Defensive Driving, Azteca Defensive Driving, Major League Driving School, Golden Express Defensive Driving, S.V.M. Defensive Driving, Barrel of Fun, Right Start Driving School.