Approved Panola Online Defensive Driving and Insurance Reduction Courses

  • Texas Department of Licensing and Regulation (TDLR) Approved online defensive driving course
  • Panola County Ticket Dismissal and Insurance Reduction
  • $25 – lowest price in the State of Texas
  • Our 6-hour online driver safety course is a fun, interactive and easy way to dismiss a ticket and lower your insurance costs. It is fully approved by the TDLR for Panola County citation dismissal (TDLR Provider # CP021).
  • Once you complete this internet defensive driving course, we will ship your certificate of completion to you by regular US Mail free of charge. If you are in a hurry, you may also select any of our convenient expedited shipping methods through FedEx for an additional charge.
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Panola County Texas Defensive Driving Information

Panola Texas Traffic Violations

Without question, the best way to avoid the problems that come with a traffic ticket is simply to avoid violating the traffic laws.  Unfortunately, that is not always the situation we find ourselves in.  if you are pulled over in Panola Texas for violating a traffic law, you can expect to become the proud recipient of a traffic violation, courtesy of your Panola Texas law enforcement.

The citation you receive will have several pieces of important information on it.  First, it will provide you with a court date.  You will need this date in the event you wish to attend a Texas Education Agency (TEA) approved Panola Texas defensive driving course, dispute the ticket or if your violation is serious enough in nature that you are required to appear in court.  Also, if you are under 18, Texas law will usually require you to appear in court with your parents or legal guardian.

Second, the citation will provide you with contact information for the Panola Texas court handling your traffic violation.  No matter how you plan to handle your citation, you must call the Panola Texas court within ten days of being issued the citation, or risk heavier fines and penalties.  If you fail to call or show up in person to the Panola Texas court for long enough, a bench warrant will be put out for your arrest.  Do not let this happen.  Contact the Panola Texas court stated on your ticket immediately after being issued a citation.

When you contact the Panola Texas court, you will also find out how to pay your citation.  Counties differ within Texas so you should ask the Panola Texas court handling your ticket what payment methods are available and if you are eligible to attend a Panola Texas ticket dismissal course such as GetDefensive.com.

Panola Texas Driver Responsibility Program

A fine is not all that comes along with your newly issued citation.  The state of Texas also operates the Driver Responsibility Program ("DRP").  The DRP is a monitoring program designed to track your Texas driving record and identify problem drivers based on their traffic history.

The DRP uses a relatively straightforward formula for assessing points against your TX driver record.  First, safety belt violations and violations for speeding less than 10% over the posted speed limit results in no additional points on your driving record.  Otherwise, all traffic violations result in two points being added to your record.  If the violation also caused an accident, you will receive a third point.

These points will appear on your Texas driver record if you are issued a citation outside the state of Texas as well, based on the same formula, as other states will notify the Texas Department of Public Safety, which oversees the DRP.

If your violation is severe, such as for driving under the influence, driving without a valid license or violating state automobile insurance mandates, the Department of Public Safety (DPS)will also levy on your annual fines, known as Conviction Based Surcharges.  These fines are significant (reaching as high as $2,000) and are imposed not once, but annually for each year the offense remains on your record-- a maximum of three years.  While it may be convenient to drive without a Texas driver license or a cheap solution to avoid car insurance payments, it is simply not worth it to have to pay in excess of $5,000 over several years, in addition to the initial violation fines, court costs and likely the cost to have your Texas driving privileges reinstated.

Suspension of Texas Driving Privileges

The points you accumulate through the Texas Driver Responsibility Program add up quickly.  If you incur just six points in three years-- one traffic violation per year-- the Texas Department of Public Safety will suspend your Texas driving privileges.  You can also face suspension if you avoid tallying too many points but are labeled as a "habitual offender."  Panola Texas drivers who incur four violations in two years or 7 in four years are considered habitual offenders by the state of Texas and face suspension of their Texas driving privileges.  If you are a juvenile driver under 18 years of age, your driving privileges can be revoked for just two traffic violations in a single year.  The violations counting toward a habitual offender moniker, just like points accumulation, include all out of state offenses that would have qualified had they been issued in Panola Texas.

The cost of having your driving privileges reinstated can be hefty and will pile on top of the fines for your most recent violation as well as the costs of appearing in court to defend yourself.  It is in your best interest and the best interests of your wallet that you avoid accumulating traffic violations on your Texas driver record.

Panola Texas Defensive Driving Programs

Should you find yourself in any of the precarious situations above, a Panola Texas defensive driving program may be able to help you avoid the unfortunate consequences.  The Texas Education Agency allows Panola Texas drivers to attend a Panola Texas driver safety program, including the Panola Texas online defensive driving courses offered by Getdefensive.com, in order to have up to one traffic violation per year expunged from their Texas Department of Public Safety driving record.  In order to receive this benefit, however, you must first receive permission from the Panola Texas court handling your violation when you call in or appear in court.  This permission is not guaranteed, however, and will likely be based on the cleanliness of your Texas driving record to date, as well as the severity of your most recent violation.  Also, if you have taken ten defensive driving programs and are back for your eleventh, a Panola Texas court may feel that you need a different form of rehabilitation in order to improve your safe driving habits.

However, most often you will be given an opportunity to have the violation removed from your Texas driver record.  If you are given such an opportunity, a Panola Texas internet driver safety or Panola Texas internet driver improvement program will not only remove the violation from your record, but will also eliminate the points that would have attached to your record as a result of your guilty plea or conviction.  These benefits come in addition to the considerable costs you will avoid by not being labeled a habitual offender or having your Texas drivers license temporarily suspended.

Panola Texas Insurance Discounts

A Panola Texas driver has much to gain by keeping a clean driving record through participation in a Panola Texas online driver safety program such as those offered by Getdefensive.com, beyond simply avoiding a suspended license.  Online Panola Texas defensive driving programs teach valuable safe driving techniques and foster defensive driving habits that will help you avoid your next traffic violation.  Additionally, in the event you find yourself incurring a traffic violation in the future, a Panola Texas court is much more likely to offer you a chance to have that violation wiped when your Texas driver record is clean and you have shown yourself to be committed to safe driving by enrolling in a Panola Texas online defensive driving program like Getdefensive.comGetdefensive.com offers many forms of home-study Texas defensive driving courses, including Panola Texas online defensive driving, Panola Texas DVD video defensive driving and Panola Texas streaming video defensive driving which can be viewed on your home computer.

A clean Texas driving record also keep you eligible for up to a 10% insurance reduction.  Insurance providers base the premiums you pay on your Panola Texas driving experience and your history of traffic violation.  Texas law protects you as an insurance owner from having your rates raised each time you pay a traffic ticket.  However, Panola Texas insurance carriers are not entitled to cover you if you show yourself to be a habitually bad driver.  Also, after three citations you insurance carrier is allowed by law to cancel your coverage immediately.  If that happens, it is highly unlikely that your next carrier will offer you a low or moderate price.  Keeping your driving record clean and having the experience of completing a Panola Texas online defensive driving program will help you avoid costly hikes in your insurance coverage.

Panola Texas Mature Driver and Panola Texas Juvenile Driver Insurance Discounts

Panola Texas drivers over the age of 55 and juvenile drivers under the age of 18 have an added incentive to enroll in a Panola Texas online defensive driving program:  insurance discounts.  To promote safe driving, most auto insurers provide additional discounts to both older and younger Texas drivers.  If you are a driver under the age of 18 or a parents of a juvenile driver, or you are a mature driver of the age of 55, contact your auto insurance provider to find out if an online driver safety program will help you secure an insurance reduction even before any accident or traffic violation has occurred.  This active approach may not just result in lower premiums now, but help keep them low in the event of a future traffic citation.

Panola Texas Classroom Driver Safety Schools

Some people prefer learning in a traditional classroom setting to the ease of taking a Panola Texas defensive driving program from the comfort of their own home.  If you would like to participate in a driver safety program to help lower your  insurance costs, to remove a traffic violation from your Texas driving record or because you were ordered to do so by a Panola Texas court, you should ask the Panola Texas court overseeing your citation and they will be happy to provide you with a list of brick and mortar traffic schools  in and around Panola Texas when you call into discuss your citation.

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Customer Reviews

This Texas online defensive driving course is very informational. A great refresher course. I believe all drivers should be required to take the course by Texas state law. It would help drastically in the region I live in. It's very clear most drivers don't understand the etiquette and laws of the road.

-"J. Drube"

Thanks guys for setting up this amazing web site. I had a great learning experience with my online defensive driving class, I will definitely recommend you guys to my friends.

-"J. Gomez"

Despite not looking forward to taking the Texas Online Defensive Driving Course I actually found it to be easy and quick. Thanks for making the process so easy. I am not so great with computers as I am from a different generation LOL but the whole process was very simple, which is more than I can say for other website programs I have used.

-"G. Salazar"

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Frequently Asked Questions

What method of payment should I use to pay for GetDefensive.com’s Panola Texas defensive driving online course?

GetDefensive.com accepts payments in the form of a credit card or an online check.  Payment must be received in advance of starting the Panola Texas defensive driving course.

How will I receive my completion certificate after I successfully complete the GetDefensive.com Panola Texas internet defensive driving or driver safety class?
Once you have completed the GetDefensive.com Panola Texas online defensive driving/driver safety/ticket dismissal class, your completion certificate will be sent to you by first-class mail.  If you have a court deadline fast approaching, you may wish to use one of our expedited shipping methods and have it sent via FedEx.  We regret that GetDefensive.com is not able to send completion certificates via email or fax.

How secure are credit card transactions on GetDefensive.com’s website?

Very secure. GetDefensive.com uses SSL encryption to protect your personal information including your credit card number, address, etc.. When you take GetDefensive.com’s online defensive driving or driver safety or insurance reduction course, you can be assured that your confidential information is safe.

How much does GetDefensive.com charge for taking the Panola Texas video defensive driving course or the Panola Texas online defensive driving course or the Panola Texas streaming video course or the Panola Texas online traffic school course?

GetDefensive.com offers the Panola Texas online defensive driving course for $25.00, which is the minimum allowable price under Panola Texas state law and includes the shipping of your completion certificate via regular U.S. mail. The price may be a little higher if you opt to do the Panola Texas defensive driving DVD or the Panola Texas defensive driving streaming video.

What happens after I register and pay for Panola Texas online traffic school course/defensive driving course?

After you've completed your GetDefensive.com Panola Texas defensive driving course registration, you are free to take the course on any computer with internet capability.  While working throught the course, you may stop and start as often as you need to, and then resume working from where you previously left off.

GetDefensive.com's Panola Texas online defensive driving course is divided into different chapters, and you will need to take a brief, multiple-choice quiz at the end of each chapter (these will help prepare you for the final exam at the end of the course).  After you have completed the entire Panola Texas online defensive driving course and passed the final exam, GetDefensive.com will issue you a certificate of completion and mail it to you (please select a method of shipping at the time you register for the course).

Would I be able to get a discount on my auto insurance if I take GetDefensive.com's Panola Texas defensive driving class online?
Normally, yes.  We do recommend that you check with your local insurance representative in Panola Texas, however we can tell you that many Panola Texas insurance carriers do offer discounts of up to 10% on auto insurance to policyholders who successfully complete a Panola Texas defensive driving/driver safety course which is approved by the Texas Department of Licensing and Regulation (TDLR).  In addition, any GetDefensive.com customer who takes and passes our Panola Texas defensive driving/driver safety online class for the purpose of having a traffic ticket removed from their driving record will receive an extra copy of his or her completion certificate to provide to his or her insurance representative.
When I begin taking GetDefensive.com’s Panola Texas defensive driving/driver safety course online, is the computer I use to start the one I need to use for the entire course?

No, not at all. You will have the option of taking our Panola Texas online defensive driving/online driver safety course on as many different computers as you want. You will need to make sure that every computer you intend to use has internet access as well as the necessary flash and browser requirements needed to make GetDefensive.com’s website displays correctly. When you log onto GetDefensive.com for the first time on any computer, GetDefensive.com’s system will run a check to verify that the computer has all the required software installed.

I took the Panola Texas defensive driving/insurance reduction class three (3) years ago in a classroom setting to get my insurance premiums lowered. I was single back then, but now I have a family. I need to re-take the class to keep my insurance discount. With GetDefensive.com's Panola Texas defensive driving online class/insurance reduction online class, can I take it over a period of a few days/evenings?

Of course! Taking GetDefensive.com’s Panola Texas defensive driving online course is very convenient as you are not required to take the entire course from beginning to end all in one day. GetDefensive.com’s Panola Texas defensive driving online course available 24 hours a day 7 days a week and you can stop and start as often as you want.

I’m still working on the Panola Texas video traffic school course or the Panola Texas online defensive driving course or the Panola Texas streaming defensive driving video course or the Panola Texas driver improvement course. When I get done, how quickly can your staff get my certificate or other documentation showing I passed it to me?

Subsequent to your completion of the Panola Texas video traffic school course or the Panola Texas online defensive driving course or the Panola Texas streaming defensive driving video course or the Panola Texas driver improvement course, your certificate of completion will be sent to your home or business address via standard U.S. mail. 

What options are available for customers who need to take GetDefensive.com’s Panola Texas online ticket dismissal class but have trouble reading long paragraphs of text?
For customers who for whatever reason have difficulty reading large amounts of text, GetDefensive.com offers a read-along option which can be used while you take the Panola Texas online defensive driving course or online driver safety course or online ticket dismissal course. Our read-along feature is fully-compliant with ADA regulations, as it allows GetDefensive.com to assist those with reading disabilities and/or visual impairments. Nevertheless, please know that GetDefensive.com’s online defensive driving course includes much more than just reading endless amounts of online text. Our course incorporates as animations, interactive videos, graphics, and other multi-media features which help illustrate important concepts and make your taking of the course more enjoyable.
I got a traffic ticket a few weeks ago but fortunately, I can get the ticket dismissed if I take an accredited defensive driving course/traffic school course. Is the online defensive driving course/traffic school course which is offered by GetDefensive.com accepted in Panola Texas ?

Absolutely! GetDefensive.com’s defensive driving online course is recognized in Panola Texas as an acceptable defensive driving course for ticket dismissal. If your ticket is eligible for dismissal, simply complete GetDefensive.com’s online defensive driving course within the set time period the court gives you. Upon completion, GetDefensive.com will send you your certificate of completion which you must present to the court so they will dismiss your ticket.

I attended a Panola Texas defensive driving course earlier this year. Is it okay if I take GetDefensive.com’s Panola Texas defensive driving again now?

Please be aware that Panola Texas State Law limits drivers to one (1) ticket dismissal every twelve (12) months. Please contact your Panola Texas traffic court to see if you are eligible to take GetDefensive.com’s online defensive driving course at this time.

What factors will contribute to my final course grade/score? Is it solely based on the final or are the quizzes averaged in also?

The chapter quizzes you will take during the GetDefensive.com Panola Texas online defensive driving/driver safety/insurance reduction course are merely designed to help you get ready for the final exam which you will take at the end of the course. They (the quizzes) will not have any bearing on whether or not you pass the course.

Is there an online equivalent to taking the Panola Texas defensive driving course in a classroom setting?

You bet!   We’re well into the 21st century, and GetDefensive.com offers the entire Panola Texas defensive driving course over the internet. Our online course will give you the exact same credit as if you took the Panola Texas defensive driving classroom course.

How many traffic tickets can I have dismissed by taking GetDefensive.com's Panola Texas online defensive driving/driver improvement course one time?
The Texas Education Agency (TEA) limits the number of tickets a defendant can have dismissed within a 12-month period to one (1) citation.  You cannot have multiple tickets dismissed by taking GetDefensive.com's Panola Texas defensive driving/driver safety online course. 

If you have taken a Panola Texas defensive driving/driver safety course within the past 12 months or if you are uncertain as to when you last took defensive driving, you may ask the Panola Texas court if you are currently eligible to take a Panola Texas defensive driving course or you can request a copy of your Texas Driver Record.  If you are eligible, you may sign up to take GetDefensive.com's Panola Texas defensive driving/driver safety online course to have only one (1) ticket removed from your driver record.
Do I have to prove my identity when I take the GetDefensive.com Panola Texas online defensive driving class?

GetDefensive.com will need to confirm your identity when you take our Panola Texas online defensive driving course. There are one of two (2) ways we do this: The first is by pulling questions from your driver record which is filed with the Texas Department of Public Safety (DPS) as well as from your vehicle registration information which is filed with the Texas Department of Transportation (DOT).

If you do not have both a driver record and a registered vehicle on file with the State of Texas, you will need to provide a signed and notarized Statement of Assurance.  In addition, you will be asked personal questions as you work through the Panola Texas online defensive driving course.

Online defensive driving and online traffic school courses also offered in these counties:

Anderson County Donley County Kaufman County Reagan County
Andrews County Duval County Kendall County Real County
Angelina County Eastland County Kenedy County Red River County
Aransas County Ector County Kent County Reeves County
Archer County Edwards County Kerr County Refugio County
Armstrong County El Paso County Kimble County Roberts County
Atascosa County Ellis County King County Robertson County
Austin County Erath County Kinney County Rockwall County
Bailey County Falls County Kleberg County Runnels County
Bandera County Fannin County Knox County Rusk County
Bastrop County Fayette County La Salle County Sabine County
Baylor County Fisher County Lamar County San Augustine County
Bee County Floyd County Lamb County San Jacinto County
Bell County Foard County Lampasas County San Patricio County
Bexar County Fort Bend County Lavaca County San Saba County
Blanco County Franklin County Lee County Schleicher County
Borden County Freestone County Leon County Scurry County
Bosque County Frio County Liberty County Shackelford County
Bowie County Gaines County Limestone County Shelby County
Brazoria County Galveston County Lipscomb County Sherman County
Brazos County Garza County Live Oak County Smith County
Brewster County Gillespie County Llano County Somervell County
Briscoe County Glasscock County Loving County Starr County
Brooks County Goliad County Lubbock County Stephens County
Brown County Gonzales County Lynn County Sterling County
Burleson County Gray County Madison County Stonewall County
Burnet County Grayson County Marion County Sutton County
Caldwell County Gregg County Martin County Swisher County
Calhoun County Grimes County Mason County Tarrant County
Callahan County Guadalupe County Matagorda County Taylor County
Cameron County Hale County Maverick County Terrell County
Camp County Hall County McCulloch County Terry County
Carson County Hamilton County McLennan County Throckmorton County
Cass County Hansford County McMullen County Titus County
Castro County Hardeman County Medina County Tom Green County
Chambers County Hardin County Menard County Travis County
Cherokee County Harris County Midland County Trinity County
Childress County Harrison County Milam County Tyler County
Clay County Hartley County Mills County Upshur County
Cochran County Haskell County Mitchell County Upton County
Coke County Hays County Montague County Uvalde County
Coleman County Hemphill County Montgomery County Val Verde County
Collin County Henderson County Moore County Van Zandt County
Collingsworth County Hidalgo County Morris County Victoria County
Colorado County Hill County Motley County Walker County
Comal County Hockley County Municipal Judge City of Clyde County Waller County
Comanche County Hood County Nacogdoches County Ward County
Concho County Hopkins County Navarro County Washington County
Cooke County Houston County Newton County Webb County
Coryell County Howard County Nolan County Wharton County
Cottle County Hudspeth County Nueces County Wheeler County
Crane County Hunt County Ochiltree County Wichita County
Crockett County Hutchinson County Oldham County Wilbarger County
Crosby County Irion County Orange County Willacy County
Culberson County Jack County Palo Pinto County Williamson County
Dallam County Jackson County Panola County Wilson County
Dallas County Jasper County Parker County Winkler County
Dawson County Jeff Davis County Parmer County Wise County
De Witt County Jefferson County Pecos County Wood County
Deaf Smith County Jim Hogg County Polk County Yoakum County
Delta County Jim Wells County Potter County Young County
Denton County Johnson County Presidio County Zapata County
Dickens County Jones County Rains County Zavala County
Dimmit County Karnes County Randall County

Online defensive driving and online traffic school courses also offered in these courts:

Justice of the Peace Precinct 1 Place 1 Justice of the Peace Precinct 2 Place 1 Municipal Judge, City of Carthage

GetDefensive.com is not affiliated with any of the following defensive driving schools: Estrella Defensive Driving School, Island Driving School, Coaches' Driving School, Inc., Action Driver Education School, Comedy Defensive Driving School, Faraji's Defensive Driving, M & M Defensive Driving, Integrity Defensive Driving.